Manchester Mortgage Centre

How can the Manchester Mortgage Centre Help You?

At the Manchester Mortgage Centre we understand that buying a property is likely to be the biggest financial commitment you will ever make.  Customer satisfaction is paramount to us.  Don’t take our word for it…Look what our customers say… 

Navigating the world of mortgages in Manchester and surrounding areas can be both daunting and complex, especially for those embarking on this journey for the first time. Are you looking to understand the mortgage process better and explore your options in Manchester’s bustling property market?

Our comprehensive guide aims to equip you with the knowledge and confidence to make well-informed decisions regarding your mortgage needs.

The Role of Mortgage Brokers in Manchester

Mortgage brokers can be invaluable in your search for financing your property purchase whilst offering a personalised service.  A mortgage broker can save you time and potentially money by exploring a variety of lending options on your behalf.

Is it better to get a mortgage from a bank or broker in the UK? 

While banks offer products from their own range, we have access to a wider array of choices from multiple lenders, ensuring a fit that’s just right for you.  

Is It Cheaper To Use A Mortgage Broker?

While cost is a crucial consideration, it’s essential to recognise the broader context of value.  A mortgage broker may grant access to exclusive deals not available directly to consumers, potentially offsetting any fees involved.  There are lenders that are only available through a intermediary (mortgage broker)

How Much Does the Average Mortgage Broker Cost?

Typically, mortgage broker fees start at around £495 but can be a percentage of the loan amount.  It’s important to discuss payment structures upfront to understand all related costs.

Do Mortgage Brokers Get Better Rates in the UK?

Occasionally yes, due to their vast network and knowledge of the market, mortgage brokers are well-positioned to find you the best product with the most suited lender tailored around your circumstances.  

The Mortgage Broker Advantage in Manchester Who We Are?

Welcome to our premier Manchester mortgage brokerage, where our extensive expertise meets the vast opportunities of the local property landscape. Whether navigating the path to your first home or managing your next property investment, we offer personalised mortgage advice and guidance in Manchester and surrounding areas.

Comprehensive Mortgage Advice in Manchester

We offer a diverse range of services tailored to meet various financial situations. By assessing your unique circumstances, we ensure a mortgage solution that’s designed to fit your life like a glove. From first-time buyers to seasoned investors, our broad coverage ensures you receive the bespoke advice you need.

How Do We Work?

We begin with a FREE mortgage consultation, identifying the most suitable options from our access to thousands of deals. With an open and honest approach, we stand ready to secure your Agreement in Principle, usually within 24 hours, propelling you forward in the property market.

How Long Does an Agreement in Principle Last?

Typically, it’s valid for 30 to 90 days, varying by lender—but we can readily refresh it if needed.

Can I Get a Second Mortgage in Manchester?

Yes, for reasons such as debt consolidation, property improvements, or even as a Buy to Let investment.

How Much Deposit Do I Need?

Generally, a minimum of 5% is expected, but this could increase if there are credit concerns.

Can I Get a Mortgage with Past Credit Problems?

In most cases yes, though you may need to provide a larger deposit.  Check our bad credit mortgages guide to learn more.

I’m Self-Employed, Can I Get a Mortgage?

Certainly! Providing at least one year’s set of accounts can pave the way for your mortgage quest.

Steps Ahead

Ready to embark on your mortgage journey in Manchester? Contact us today using the contact form above and let’s craft the roadmap to your dream home together.

Our Commitment to you

We’ve covered the essential questions you may have on your journey to securing a mortgage in Manchester. Our commitment to providing transparent, reliable advice and assistance throughout the mortgage procurement process is unwavering.

When it comes to purchasing property, expert guidance backed by years of experience and customer satisfaction can make all the difference. Let us navigate this journey with you, making it less of a maze and more of a clear pathway to your new home.

Whether you’re dipping your toes in the property market for the first time or you’re a seasoned homeowner looking to re-mortgage, allow us to be your guide, ensuring a seamless and successful mortgage experience in Manchester.